Why Only Fintech by Mobile Network Operators Can Disrupt Nigeria’s Financial Sector

The increasing usage of mobile phones and the growing middle class has not only created huge opportunities in the financial sector in Africa, it has led to the development of financial technology (fintech) and the emergence of fintech provider. The term “fintech” refers to this new financial industry that relies on innovative technologies and business models… Read More Why Only Fintech by Mobile Network Operators Can Disrupt Nigeria’s Financial Sector

FarmCrowdy: Why Crowd-Sourcing for Agricultural Financing is the Way to Go

In a nation where institutions are too weak to provide important social and economic amenities for citizens, the concept of maximizing or utilising masses of individuals to solve a large problem can be a massive game changer. Many years of bad government policies in Nigeria have made agricultural financing a ‘rocket science’. Most farmers do… Read More FarmCrowdy: Why Crowd-Sourcing for Agricultural Financing is the Way to Go

Small Businesses can now Accept Payments through Facebook using Mastercard 

On February 28, 2018  at Mobile World Congress in Barcelona, SPAIN, Mastercard, a technology company in the global payments industry, announced that it will use Facebook Messenger to provide technology to small businesses in Africa and Asia to drive affordable acceptance of electronic and mobile payments. Access to digital payments will help these businesses expand… Read More Small Businesses can now Accept Payments through Facebook using Mastercard 

Research Article: The Agricultural Sector of Sub-Saharan African Digital Economy

Abstract Digital technology is changing the way things are done globally and revolutionizing Sub-Saharan Africa. Digital Inclusion in the region is fast improving, as the region has the world’s fastest growing mobile penetration; and statistics show it will grow faster than every other region over the next five years. Mobile money is observed to play… Read More Research Article: The Agricultural Sector of Sub-Saharan African Digital Economy